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Paying with plastic is a way of life in the US. Use cash for small items, but pay for everything else with a credit card, if possible. Most hotels require a credit card number to book a room, and an imprint of one upon checking in. And you will not be able to rent a car without one. If your card is lost or stolen, call the toll-free number of your company and you will not be responsible for any further charges made.

This grand San Francisco institution still shines in its lovely public rooms, but it s become a tour- group mediocrity otherr rr wise. The tower rooms do have phenomenal views, however. d 335 Powell St Map P4 (415) 397-7000 www.westin. com Dis. access puerto morelos nightlife $$$

Rooms and suites in this stunning old building are named after Mark Twain, Enrico Caruso, Jack London, and others, to remind guests of San Francisco s illustrious history in the arts. Rooms are furnished with four- poster beds, fireplaces, bay windows, American Renaissance pieces, and the like. d 1057 Steiner St

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